The 401(k) landscape shifted significantly on January 1, 2026, and not everyone noticed it coming. 0 Act of 2022, millions of ...

An individual may elect to defer some of their wages into a retirement plan through their employer's plan . That deferral ...

Without planning, retirement can become more taxable than expected. The right contribution mix can help smooth lifetime taxes—not just this year’s bill.

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, ...

The IRS has increased retirement contribution limits for 2026, allowing Americans to save more in employer-sponsored plans.

Last year, the IRS issued final regulations related to limits set by the SECURE 2.0 Act to pre-tax contributions that employees aged 50 or older can add to their 401(k) plan as of January 1 this year.

If you are over 50 and earning a high income, your retirement savings strategy may be in for a surprise. Many workers rely on 401(k) catch-up contributions to build wealth as they near retirement, ...

Starting January 1, 2026, professionals earning over $145,000 must make catch-up contributions to Roth accounts, creating unexpected tax implications. Professionals who have been making pre-tax ...

Every year brings incremental changes to retirement plans, but 2026 is different. This isn’t just about higher contribution limits. It’s about a fundamental shift in how catch-up contributions are ...

For years, workers over 50 have been taking advantage of catch up contributions to help shrink their tax bill. It seems ...

Starting in 2026, higher earners can only make 401(k) catch-ups in a Roth account. You may be annoyed to lose your up-front tax break. Roth 401(k)s offer multiple benefits you might appreciate later ...

The 2026 tax landscape for investors will look different after key tax changes that went into effect last year. Here's how you might be affected.