Earn a massive welcome bonus, get a year of interest-free purchases, and rack up high rewards on everyday business expenses.

Learn how credit card posting affects your transaction timeline, the differences between transaction and post dates, and how it impacts your account balance and payments.

Legislation to give small businesses relief from credit card swipe fees has sparked fears that it would also let big retailers such as Walmart, Target and Amazon muscle into the banking industry.

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Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Hardship programs may lower your APR or payments for a limited time, usually with an account freeze or lower credit limit. You may have to prove the hardship and share a simple budget to work out ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

Unless you're taking advantage of an intro 0% APR offer, if you carry a balance on your credit card, you're likely being hit with high interest charges. The average APR for all credit card accounts is ...