Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and ...
Closing a long-held credit card can feel like tidying up your finances, but the move can quickly undercut your credit profile ...
A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...
Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.