Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...

In a significant move toward enhancing consumer financial health, AnnualCreditReport.com, the centralized platform for free credit reports, has expanded its services to allow individuals to access ...

If you’re looking to borrow money, lenders want to know that you can make your repayments. To work this out, they’ll usually look at your credit history when you apply. Credit scores can be a ...

Regularly monitoring your credit reports and scores can be an important part of managing your finances. However, some people worry that they’ll be punished for checking their credit. Fear not.