When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

A lousy credit score can cost you thousands. Here are the fastest, proven strategies to boost your numbers right now.

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

The wonderful news about having a 670 credit score is that you can legitimately claim you have a good credit score. But the bad news is that you only barely have a good score. If you drop one point ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own score.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

Zina Kumok is a freelance personal finance writer based in Indianapolis. She paid off her own student loans in three years. She also offers one-on-one financial coaching sessions at ConsciousCoins.com ...

The biggest-ever study of real people’s mortgage data shows that predictive tools used to approve or reject loans are less accurate for minorities. We already knew that biased data and biased ...