Mutual fund companies are increasing access to a type of investment that provides guaranteed income for life. Last week, mutual fund firm and index investing pioneer Vanguard announced a new line of ...

The most notable addition to the plan is the Premium Offset feature, which reduces the direct premium-paying burden over time ...

When I was accepted into the Baltimore Young Families Success Fund guaranteed income program in 2022, I did not realize how deeply it would impact my life. I thought it might help me stay afloat, but ...

Retirees increasingly want paychecks that feel as reliable as their old salaries, yet many are discovering that Social Security alone will not cover the lifestyle they worked for. The good news is ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Ridofranz / Getty Images Life insurance pays beneficiaries a benefit ...

The idea of humans living to age 100 used to be the realm of fairy tales and science fiction. While it’s still not a common reality, advancements in healthcare are making it increasingly possible. But ...

Nonportfolio income sources like Social Security and annuities can help investors during periods of market volatility. Giles: Before we go any further, what are the main types of guaranteed income ...

Understanding that their need for stable income won’t change — even if the candles on their birthday cake hit triple digits — many people are turning to what’s known as the 100-year life plan. Though ...

Social Security benefits are guaranteed for life. Annuities provide lifetime income payments in exchange for a lump sum or periodic payments to an insurance company. Fixed annuities combined with ...