We name the insurers with the most competitive rates for drivers with accidents, tickets and other marks on their record.

Compare companies, cost and coverage if you’re considered a high-risk driver Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | Buy Side.

In early 2026, overall car insurance rates averaged $2,297 annually. A full-coverage policy, which includes comprehensive and ...

Auto insurance isn’t just a formality; it’s a legal requirement in nearly every state. Beyond meeting state laws, the right auto insurance can protect you financially after an accident, cover ...

Being labeled a high-risk driver often leads to significantly higher insurance premiums, added fees, and limited coverage options, all of which can put ongoing pressure on your budget. As one of the ...

Geico and Progressive are the top-rated companies for high-risk drivers in our analysis due to their below-average rates. Insurers might consider you a high-risk driver if you were at fault for an ...