Learn about automobile insurance, including its definition, factors affecting premiums, and coverage types. Find tips on how to choose the right policy.

Ryan Wilcox is a full-time Personal Finance Writer at Motley Fool Money, covering credit cards, bank accounts, investing, auto insurance, and other personal finance topics. Ryan has been writing about ...

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it compares to experience-rated insurance.

Insurance is: 1. an arrangement by which a company or the state guarantees to provide compensation for loss, damage, illness or death in return for payment of a specified premium. 2. money paid as ...

When you’ve been injured in a car accident, you expect the insurance company to compensate you fairly. Unfortunately, that’s rarely how it works. Insurance companies are for-profit businesses, and ...

Homeowners insurance, required in Texas for anyone who has a mortgage, is issued through a company but facilitated by an agent. These agents are liaisons for the insurance company who have the ability ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Whether you have private health insurance, Medicare or Medicaid, you probably won't be covered overseas.

Imagine paying insurance premiums for years, expecting financial protection in times of need, only to discover that your insurer has been deemed insolvent. While rare, insurance company failures do ...

Car insurance helps pay for vehicle damages, injuries and other costs. While the U.S. federal government sets broad rules, each state creates its own laws and requirements for car insurance. So, it’s ...

Learn more about coverage options, costs and the claims process Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...