David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

Google Sheets offers premade templates that are ready to use. You can build a budget from scratch. It's free and integrates with most bank accounts. Budgeting doesn't have to be complicated -- or ...

Team budgets are forecasts of revenues and expenses, usually on a monthly basis for up to a year. A budget helps small-business managers make resource allocation decisions and identify and plan for ...