Every U.S. state, with one exception, requires drivers to carry a minimum level of auto insurance to legally operate a vehicle. Liability coverage is designed to protect other people and their ...

Discover how Minimum Essential Coverage meets ACA requirements, who it affects, possible penalties, and exemptions in certain states.

Question: My car is 10 years old. Should I drop down to minimum coverage on my car insurance? Answer: The 10-year mark is a good time to reevaluate your car insurance needs, but there's more to making ...