The overall severity of the car accident and the resulting cost of an insurance claim can affect a rate increase. A minor parking lot fender bender typically won’t have the same impact as a major ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Motor carriers have three major vehicle-based expenses: vehicles and maintenance, fuel and insurance. A carrier cannot run without covering all three. Unfortunately, freight rates haven't risen at the ...

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