The USDA home loan application process can take a bit longer than usual. Here are the steps it takes, from beginning to end.

This checklist will help verify that you have all the info required to successfully apply for a USDA home loan in 2026.

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

USDA Rural Development home loans offer zero-down financing with competitive interest rates for eligible buyers in rural areas. Below, we detail Maryland’s 2025 income limits, eligible areas, and the ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...