On paper, the 4% rule sounds like a good plan. In practice, it may not be. This popular guidance may no longer work as well.

How much should you really be spending in retirement? For years, the "4% Rule" has been the gold standard. However, a 2025 study by research fellows David Blanchett and Michael Finke, "Retirees Spend ...

The 4% popular annual withdrawal rule was first formed during a period when interest rates felt relatively stable, and bonds were able to provide meaningful income without taking any kind of excessive ...

You might assume that building up a retirement nest egg is one of the most challenging things you'll ever have to do. After all, it's not easy to find the money for your retirement savings year after ...

Roth conversions during low-income retirement years may save you thousands in taxes. Find out how the 2025–2028 tax window ...

If 2027 is your target retirement year, you may find yourself getting increasingly excited — and anxious — by the day. But one of the most important things you can do to set yourself up for a secure ...

More Americans are taking hardship withdrawals from workplace retirement accounts, prompted by rising costs — and looser ...

If you’re newly retired or will join the ranks soon, it’s time to think about how you plan to spend your nest egg. Why it matters: Morningstar researchers are helping new retirees figure out where to ...