Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities. Use equity you have for the things you need.

Unlock is an innovative consumer finance company on a mission to help homeowners unlock the value of their biggest asset, their home equity, and to dramatically improve their lives by doing so.

A clear overview of what Unlock’s Home Equity Agreements cost, how pricing and value sharing works, and how the process stays transparent and flexible.

Oct 21, 2022 · Home Equity Agreements explained — how they work, key features/benefits, and why accessing cash from equity without monthly payments can create opportunity.

Unlock may charge an origination fee of up to the lower of a 4.9% of the transaction amount, subject to applicable state law limitations. You will also be responsible for third party closing costs, which may …

Explore answers to top questions about Unlock’s home equity agreements. Learn how they work, who qualifies, and what to expect with fees and settlement.

Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments.

At Unlock, we provide products and services that help homeowners address financial needs so they can plan the future they envision. Our flagship product is our home equity agreement (HEA), a clear, …

Unlock Technologies invests in most residential real estate (single family, condominiums, 2-4 unit properties and townhomes), including primary residence, second homes and rental properties. We …

Jul 21, 2025 · Home equity investments (HEIs) offer an alternative way for homeowners to access their equity. Learn more about HEIs work.