Both debit and credit cards provide convenience and protection. Learn more about when to use a credit vs. debit card to help you decide what works for you.

Aug 29, 2023 · No, using your debit card won't help you build credit in most cases, even if you choose the credit option. That's because your own money, not credit, is used to fund your …

Jan 15, 2025 · When you make a purchase with your debit card, it’s possible to pay as “credit.” Paying as credit affects the way the transaction is processed, but the payment funds are still …

Dec 15, 2025 · When you spend with your credit card you are borrowing, and you pay interest if you carry a balance, Haverty says. A debit card, by contrast, is linked to a bank …

Jun 27, 2024 · Make smarter financial decisions on when to use debit vs credit. Our guide answers common questions with insights on fees, rewards, and safety.

Jul 31, 2025 · Using a debit card doesn't help you build credit, regardless of which option you choose. Despite how it sounds, you can't technically use your debit card as a credit card – but …

May 19, 2025 · Learn when and how to use your debit card like a credit card, plus best practices to keep your finances safe and improve your financial wellbeing.

May 19, 2025 · When choosing whether to use a credit card or a debit card for a certain transaction, keep in mind things like the associated fees, the level of fraud protection provided, …

When you use your credit card, the credit card company pays the vendor for the purchase. When you use your debit card, the funds are transferred from your account. You have a credit limit …

Nov 5, 2025 · Credit cards can improve your credit score, while debit cards have no impact on it. Debit cards don't charge interest, but may incur overdraft fees if you spend more than your...