Nov 26, 2024 · Universal life (UL) insurance is a form of permanent life insurance with an investment savings element plus premiums and a death benefit that are flexible. Unlike term life insurance, a UL...

Jun 16, 2025 · Universal life insurance is a permanent life insurance with cash value, flexible premiums and a flexible death benefit. Traditional universal, guaranteed universal, indexed universal and …

Nov 20, 2025 · Universal life insurance is a form of permanent life insurance that allows policyholders to adjust their premiums and death benefit. It includes a cash value account that earns a fixed market...

Aug 15, 2025 · What is universal life insurance and how does it work? Universal life insurance is a permanent life insurance policy with a cash value account. It’s more flexible than whole life in terms …

Dec 4, 2025 · Universal life is a flexible way to get a permanent life insurance policy and build cash value. The premiums are flexible: you can raise or lower payments within certain limits set by the …

Dec 1, 2025 · For lifelong coverage, more choice in how cash value is invested and flexibility in premiums and death benefits, explore universal life insurance.

Universal life insurance offers lifelong coverage and flexible premiums. Find out how a universal life policy works now.

Mar 7, 2025 · Universal life insurance (UL) is a type of permanent life insurance that combines a death benefit with a cash value component. Unlike term life insurance that expires after a set period, …

Universal life insurance provides lifelong coverage, as long as your premiums are paid. These policies offer flexible premiums, an adjustable death benefit, and the potential to accumulate savings.

Nov 13, 2025 · Universal Life (UL) is permanent life insurance that allows flexible premiums, adjustable death benefits, and tax-deferred cash value growth. UL policies require active management because …