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cgaa.org
Magnets and Credit Cards: Avoiding Magnetic Strip Damage
Protect your credit cards from magnets' powerful pull. Learn the risks and safety tips for magnets and credit cards in your wallet.
Feb 22, 2025
Credit Card Rewards
Understanding Rewards Credit Cards: Benefits and How to Choose
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STOP CLOSING YOUR OLD CREDIT CARDS 😬 It’s not helping your score… it’s hurting it. Two of the most important factors in your credit score are: 👉 How long your credit history is 👉 How much available credit you’re not using When you close an old card… You’re basically erasing your financial résumé and shrinking your credit limit at the same time. That combo? Can tank your score 30 to 60 points — even if your payments are perfect. So instead of closing it: ✅ Set a tiny auto-charge (like Netflix
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You can see credit deletions in as little as 4 days with ONE method. It’s called the data breach method. When companies are breached, personal information is exposed — and that gives consumers leverage under the law. I teach my students how to: ✔️ verify data breaches ✔️ submit the correct documentation ✔️ challenge negative accounts properly If you have charge-offs, collections, repos, or other negative accounts, this is one strategy that could work for you. The step-by-step tutorial is inside
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STOP CLOSING YOUR OLD CREDIT CARDS 😬 It’s not helping your score… it’s hurting it. Two of the most important factors in your credit score are: 👉 How long your credit history is 👉 How much available credit you’re not using When you close an old card… You’re basically erasing your financial résumé and shrinking your credit limit at the same time. That combo? Can tank your score 30 to 60 points — even if your payments are perfect. So instead of closing it: ✅ Set a tiny auto-charge (like Netflix
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You can see credit deletions in as little as 4 days with ONE method. It’s called the data breach method. When companies are breached, personal information is exposed — and that gives consumers leverage under the law. I teach my students how to: ✔️ verify data breaches ✔️ submit the correct documentation ✔️ challenge negative accounts properly If you have charge-offs, collections, repos, or other negative accounts, this is one strategy that could work for you. The step-by-step tutorial is inside
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Master Removing Collections from Your #CreditReport with Rocket Financial Services Learn the secret to erasing collection accounts from your credit report directly from Dustin, the credit geek at Rocket Financial Services. This game-changing video reveals why disputing with collection agencies, not just credit bureaus, is crucial for clearing your #Credit. Discover our unique strategy that has successfully deleted numerous collections for our clients. #CreditRepair #DebtFreeJourney #RocketFinanc
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